Can I get insured with a DR10?

Can I get insured with a DR10?

DR10 car insurance is required when you have been convicted of driving while over the legal alcohol limit. A DR10 endorsement on your driver’s license will make it difficult to get insured. Insurance companies will consider you a higher risk driver.

How long does a DR10 affect insurance?

While a DR10 endorsement will remain on your driving licence for 11 years, you only need to declare it to insurance companies for a period of 5 years beginning from the date of conviction.

How long to insurance companies ask about DR10?

How long do I need to declare a DR10 endorsement to insurance companies? A DR10 endorsement will need to be declared to insurance companies for a period of 5 years beginning from the date a person was convicted of the drink driving offence that resulted in the DR10 endorsement.

Is insurance expensive after a ban?

Once you find an insurer, it’s likely your car insurance premium will be considerably higher than before your ban. Your driving disqualification is likely to affect your car insurance costs for five years, as insurers usually ask about any driving convictions within this period.

Is DR10 worse than DR20?

A DR20 is a driving offence code for driving, or attempting to drive, while unfit through drink. The difference between a DR10 and a DR20 is that a DR10 is when a driver is above the legal limit, while a DR20 is given if you are considered unfit to drive through drink.

Is DR10 a criminal record?

Yes. Drink driving is a criminal offence under section 5(1)(a) of the Road Traffic Act 1988. Under the Rehabilitation of Offenders Act 1974 a DR10 conviction is considered “spent” 5 years after the date of conviction. …

How long does DR10 stay on criminal record?

11 years
A drink driving endorsement (DR10) will remain on your licence for a period of 11 years from the date of conviction. Endorsement codes DR40 – DR70 remain on your driving licence for 4 years from the date of offence OR 4 years from the date of conviction where a disqualification was imposed for the offence.

What is the cheapest car to insure after a ban?

Among some of the most popular, cheap cars to insure after a ban are:

  • Ford Fiesta.
  • Skoda Yeti.
  • Hyundai I10.
  • Ford KA+
  • Mazda CX-5.
  • Citroen C1.
  • Kia Rio.
  • Renault Clio.

Do you have to declare a driving ban?

You must always declare unspent convictions to insurers. Worst case you could then be facing additional points, a fine and even a ban due to driving without insurance (IN10).

Where can I find cheap DR10 car insurance?

We work with specialist DR10 Insurance providers who will be able to find you a competitive policy. The providers we use are not always on the main price comparison websites. Because of this, they can write policies at a more competitive rate! Not all those caught drink driving are bad drivers, often it is from an honest mistake.

Do you need DR10 insurance for drink driving?

While a DR10 conviction (or any of the other drink-driving convictions, such as DR20, DR30 or DR31) is just one of the factors insurance providers use to assess your risk profile, it is an important one.

How does DR10 affect your car insurance premium?

There’s no universal answer to that, because your DR10 motoring conviction is just one of the variables car insurance companies use when they’re calculating your DR10 insurance premium.

How long does DR10 stay on your driving licence?

If you’ve received a DR10 conviction for drink driving that conviction code will stay on your driving licence for 11 years, which means you could experience higher car insurance premiums for a long time. Of course, that doesn’t mean you shouldn’t shop around for cheap DR10 insurance.

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Can I get insured with a DR10? DR10 car insurance is required when you have been convicted of driving while over the legal alcohol limit. A DR10 endorsement on your driver’s license will make it difficult to get insured. Insurance companies will consider you a higher risk driver. How long does a DR10 affect insurance?…