Where do I mail my PennyMac payment?

Payment Information If your loan was recently transferred to PennyMac and you haven’t yet received a PennyMac payment coupon, please send your payment to PennyMac Loan Services at P.O. Box 30597, Los Angeles CA 90030-0597. Please include your PennyMac loan number on your check if you have it.

Can you pay PennyMac mortgage with credit card?

At this time, we do not accept payments made with a credit card.

How do I talk to someone at PennyMac?

If you have additional questions or would like to speak with a PennyMac representative, please call (800) 777-4001.

How do I make a payment to PennyMac?

Log in to your PennyMac account from any browser or Download the PennyMac Mobile app from the App Store. Choose ‘Make a Payment’ followed by ‘One-Time Payment’. Follow our easy two-step process to make your payment using your bank account or debit card.

Can I use my debit card to pay my mortgage?

Mortgage servicers are usually hesitant to include debit cards as a legitimate payment option because of the processing fees associated with debit card transactions. But accepting debit cards for mortgage payments can actually be cost-effective for mortgage servicers.

Can I pay my house payment with a credit card?

Mortgage lenders don’t accept credit card payments directly. If you have a Mastercard or Discover card, you may be able to pay your mortgage through a payment processing service called Plastiq for a 2.85% fee.

Is PennyMac a lender?

PennyMac overview. PennyMac is a publicly traded direct mortgage lender that offers a range of loan options, including low-down payment loans and refinancing.

Is PennyMac the same as Freddie Mac?

PLS is a seller/servicer for the Federal National Mortgage Association (“Fannie Mae”) and the Federal Home Loan Mortgage Corporation (“Freddie Mac”), each of which is a government-sponsored enterprise (“GSE”). PCM manages PennyMac Mortgage Investment Trust (NYSE: PMT), a mortgage real estate investment trust.

Can you pay your monthly mortgage with cash?

But sometimes, mortgage borrowers want to use cash as a means to qualify for their mortgage. During the mortgage process, there are several times you may want to use cash: for an earnest money payment, for an option fee, and for the down payment and closing costs.

Why can’t I use my credit card to pay my mortgage?

But most mortgage lenders won’t accept credit cards for a few reasons — they could lead to more defaults on mortgages by borrowers, and lenders don’t want to incur the 1-2 percent credit card fees for processing the payments, says Jonathan Duong, a certified financial planner and president of Wealth Engineers.

Do mortgage payments come out automatically?

Some mortgage lenders allow automatic mortgage payments to be automatically adjusted if there’s a change in your escrow or interest rate. If your mortgage lender doesn’t easily let you set up automatic payments, you can probably do it online through your bank and set up recurring transfers.

Does PennyMac offer biweekly payments?

PennyMac Mortgage offers a bi-weekly payment plan program to borrowers advertised as free. Intent of bi-weekly payment plans is to accelerate loan re-payment and substantial savings in interest for borrowers by effectively applying – additional monthly payment per year.

Does PennyMac offer home equity loans?

PennyMac Financial Services Inc. is now offering a home equity line of credit (HELOC) product through its subsidiary PennyMac Loan Services LLC. According to the Westlake Village, Calif.-based company, HELOC applications are being accepted from PennyMac’s current customers in California, Florida, Oregon, Virginia and Washington, and the product will be rolled out to more states during the year.

Can I make a payment online?

All customers can make payments online by logging into their SET Financial account. Online payment options include scheduling a bank draft or payment by debit card. If your current payment option not working for you or are you having a hard time setting it up, please contact our Customer Service department.

Can I make my loan payment online?

Yes. Your loan may be paid off online via your online banking service or the Loan Payment Portal. If your loan is attached to your online banking service, you can view the exact balance remaining on your loan at any time.

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Where do I mail my PennyMac payment? Payment Information If your loan was recently transferred to PennyMac and you haven’t yet received a PennyMac payment coupon, please send your payment to PennyMac Loan Services at P.O. Box 30597, Los Angeles CA 90030-0597. Please include your PennyMac loan number on your check if you have it.…